Effective Date: March 2025
 

At Royalty GT, we prioritize your safety and peace of mind by offering comprehensive insurance options for all our luxury and exotic car rentals. Below, you will find detailed information on our insurance policies, coverage options, and renter responsibilities.

1. Standard Insurance (Third-Party Liability Coverage)

As per UAE law, all rental vehicles from Royalty GT come with basic third-party liability insurance, which provides:
✅ Coverage for damage caused to third-party vehicles or property.
✅ Protection against injuries to third parties in case of an accident.

⚠️ Important: Standard insurance does not cover damage to the rented vehicle itself. Renters are responsible for any repairs unless they upgrade to a comprehensive coverage plan.

2. Optional Comprehensive Insurance (Collision Damage Waiver - CDW)

For added protection, renters can purchase a Collision Damage Waiver (CDW) at an additional cost. This coverage offers:
✅ Damage protection for the rented vehicle (excluding negligence-related damage).
✅ Reduced financial liability in case of an accident.
✅ Coverage for minor scratches and dents (subject to terms).

CDW Exclusions:
❌ Damage due to reckless driving, speeding, or racing.
❌ Driving under the influence of alcohol or drugs.
❌ Off-road driving or unauthorized vehicle use.
❌ Failure to obtain a valid police report in case of an accident.

3. Full Insurance (Zero Excess Plan) – Premium Protection

For complete peace of mind, renters can opt for Full Insurance (Zero Excess Plan), which provides:
✅ 100% coverage for accident-related damages to the rented vehicle.
✅ Zero liability for repair costs in covered incidents.
✅ Roadside assistance in case of breakdowns.

Full Insurance Exclusions:
❌ Intentional damage or vandalism.
❌ Tire, windshield, or underbody damage due to negligence.
❌ Driving by an unauthorized or unregistered driver.
❌ Loss of car keys or interior damage.

4. Security Deposit & Deductibles

• A refundable security deposit is required for all rentals.

• If a renter does not opt for additional coverage, any damages to the vehicle will be deducted from the security deposit or billed separately.

• If CDW or Full Insurance is purchased, renters will have reduced or zero liability for covered damages.

5. What to Do in Case of an Accident

In the unfortunate event of an accident, follow these steps:
📌 Stay at the scene and ensure safety.
📌 Call Dubai Police (999) and obtain a police report (mandatory for all insurance claims).
📌 Inform Royalty GT immediately at [Your Contact].
📌 Do not attempt any unauthorized repairs.

⚠️ Note: Failure to provide a valid police report will result in the renter being held fully liable for damages.

6. Roadside Assistance & Emergency Support

We provide 24/7 roadside assistance for:
✅ Mechanical breakdowns.
✅ Battery jump-starts.
✅ Towing service (if needed).

For assistance, contact our support team at: [Your Contact Number].

7. Exclusions & Limitations

Regardless of the insurance plan selected, the following cases are not covered:
❌ Driving under the influence of alcohol or drugs.
❌ Racing, reckless driving, or intentional damage.
❌ Damage due to off-road driving.
❌ Negligence, including leaving the vehicle unlocked.

Important: Any misuse or violation of UAE traffic laws will result in full liability for damages, regardless of insurance coverage.

8. Final Notes & Contact

At Royalty GT, we encourage all renters to carefully review their insurance options and choose the level of protection that best suits their needs.

For inquiries, assistance, or insurance upgrades, please contact us:

📞 Phone/WhatsApp: +971 52 221 8852

📧 Email: royaltygtcarrentalllc@gmail.com

📍 Office Address: AL Fajer Business Center, Al Garhoud, Dubai, U.A.E.

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By renting a vehicle from Royalty GT, you acknowledge that you have read, understood, and agreed to our Insurance & Coverage terms.